You Guessed It, GROCERY COUPONS

Category: Finance, Personal Finance.

How I saved$ 989 last week.

In reassessing my financial state, I noticed that one of my greatest expenses was in the area of grocery. With the rising cost of gas and personal dwindling savings, I have found it even more imperative to find ways to cut cost and save. A hundred dollars a week in groceries can easily add up to over$ 500 a month! So what is the solution since everyone needs to eat and groceries need to be bought? Yes, this is one of those necessary expenses we have that tend to reach deep into our pockets and leave behind only a few pieces of chump change after all is said and done. I have found that what worked well in the past still works well today. I used to clip coupons at one point but took a hiatus because I stopped receiving the Sunday newspaper which housed the coupons.

You guessed it, GROCERY COUPONS! Recently, I have started printing free coupons and clipping them again and am carefully watching my savings grow. Balance$ 476. Let me give you a concrete example of a grocery receipt that I had recently: Total Cost$ 1465. Total number is items sold= 29. My purchases at Ralphs Grocery store totaled$ 146I used free printable coupons and regular coupons which saved me a total of$ 4However, I ended up only paying$ 476 with a verified total savings of$ 98 How did I do that?

VERIFIED TOTAL SAVINGS$ 989. I saved more than the coupon value because of double coupons. For example, if the grocery coupon was good for$ 00 off, you would end up saving$ 00 because of double coupons, imagine if you had printed a coupon that was$ 00 off! Double coupons are coupons that are scanned twice to save the customer double the amount. This is an automatic savings feature at the grocery store. As of today, only Ralphs doubles, in my area all their coupons automatically. But note that not all grocery stores are the same!

It used to be that both Ralphs and Vons doubled their coupons but Vons Grocery Store had discontinued their program. Using this method, I ended up paying. * $00 for laundry detergents* $50 for jumbo size Pull- up diapers* $00 for jumbo size Huggies& Pamper diapers* $00 for a large container of baby wipes* $00( free) for a 64 oz bottle of Juicy Juice. and so forth. Couple the double coupon savings at Ralphs with their Ralphs Club program( a program with free membership that allows additional savings) and you can save up to triple the coupon amount. What is the work involved in clipping coupons, free printable coupons and using them to their maximum capacity? Second, check the grocery advertisements that are mailed out each week. First, print your free printable coupons. Look for items on sale and use the coupon then.

Sometimes other grocery store( which does not have the double coupon program) may have an item on sale that Ralphs does not. Third, make sure you use the coupons at Ralphs Grocery Store( or any other grocery stores with double coupon offer) if they are having sales on the item in which you have the coupon. In this case, using the grocery coupons at the other grocery stores may end up giving you a greater savings. If you pay$ 100 in groceries with a cash back credit card, you can get$ 5 or$ 6 cash back. Furthermore, you can save even more when you purchase your groceries with a credit card that give 5% or 6% cash back( please refer to my credit card article) . Since doing all these steps, I have found that my grocery costs have dropped down to a third or half of what it used to cost. For those with children on a low income budget, consider government assisted programs such as WIC.

I am able to save money as well as buy more quantity and higher quality foods for my family because of this and I get to try new foods that I would not otherwise buy! WIC stands for Women, and Children, Infants. For more information, go to the WIC Program This program helps families with children to buy the necessary foods without cost.

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